tag:blogger.com,1999:blog-2161487576630088909.post3120190038130093522..comments2023-10-24T08:51:50.953+01:00Comments on Govan Law Centre: Halifax Bank of Scotland new charges 'don't add' upGovan Law Centrehttp://www.blogger.com/profile/16762550025515603148noreply@blogger.comBlogger2125tag:blogger.com,1999:blog-2161487576630088909.post-5921005528928261342010-03-16T12:01:12.479+00:002010-03-16T12:01:12.479+00:00when we were on holiday, my wife used our Halifax ...when we were on holiday, my wife used our Halifax joint account card instead of her Halifax credit card by mistake. After we went back home i saw the banks letter asking us to pay back £250 unauthorised OD, so i paid the money back. after a month i received this letter from Halifax saying my account is £59 OD i thought it’s a mistake because i new that we did not use our card and few days later they called saying that by then i owe them another £80 and its going up £5 a day. I can’t afford to pay now and i don’t know what will happen but i find this worst than the loan sharks.saeed parsapournoreply@blogger.comtag:blogger.com,1999:blog-2161487576630088909.post-34298066331445766152010-01-03T20:44:30.880+00:002010-01-03T20:44:30.880+00:00This new charge system is really going to screw me...This new charge system is really going to screw me! I am currently in my authorised overdraft and have been since I was a student, I used to get a lot of charges from the bank that I paid because it was my own fault for going over the authorised overdraft. For the past 6 months I have been managing to not go over and therefor no charges which I thought was great but now it is going to cost me at least £42 a month due to the intrest and the £1 a day charge and I have no way of paying off my overdraft in full (currently unemployed). With only receiving jobseekers and paying towards other things i'm afraid I wont be able to afford this and end up getting a £5 charge a day which can lead to the charges being somewhere in the region of £155/month (not including intrest). I think this is very unfair as I have been trying to stay within my limit and get back on my feet but now it just seems I am totally screwed!!Anonymoushttps://www.blogger.com/profile/04625267997968042013noreply@blogger.com