tag:blogger.com,1999:blog-2161487576630088909.post2546028260911756051..comments2023-10-24T08:51:50.953+01:00Comments on Govan Law Centre: Bank charges update from GLCGovan Law Centrehttp://www.blogger.com/profile/16762550025515603148noreply@blogger.comBlogger18125tag:blogger.com,1999:blog-2161487576630088909.post-60725767299998193712010-12-07T11:23:36.092+00:002010-12-07T11:23:36.092+00:00In Southend County Court there is an ongoing case,...In Southend County Court there is an ongoing case, due to be heard before a circuit judge in March next year.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-2161487576630088909.post-47272984509737159202010-12-04T12:28:38.308+00:002010-12-04T12:28:38.308+00:00Was a date ever set for the two day debate?
If so...Was a date ever set for the two day debate?<br /><br />If so, has it taken place yet and if so what was the outcome?<br /><br />Any information on the other unfair bank charges test cases yet, please?Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-2161487576630088909.post-44019741014995878452010-09-07T17:24:43.309+01:002010-09-07T17:24:43.309+01:00The court has appointed a two day 'debate'...The court has appointed a two day 'debate' in the Sharp case i.e. a hearing on the legal arguments. The date is awaited, but is expected to take place in the next few weeks. GLC is also pursuing other unfair bank charges test cases - we will post information on these as soon as possible.Govan Law Centrehttps://www.blogger.com/profile/16762550025515603148noreply@blogger.comtag:blogger.com,1999:blog-2161487576630088909.post-47709563820463444442010-09-07T16:40:21.249+01:002010-09-07T16:40:21.249+01:00Please GLC - when will the Sharp case be heard?Please GLC - when will the Sharp case be heard?Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-2161487576630088909.post-49501309778692097152010-08-25T16:59:22.854+01:002010-08-25T16:59:22.854+01:00Please can you advise when the SharpvBOS case is d...Please can you advise when the SharpvBOS case is due to be heard?Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-2161487576630088909.post-30078169934804388812010-08-17T09:49:18.450+01:002010-08-17T09:49:18.450+01:00i feel that this is leading to agreat disappointme...i feel that this is leading to agreat disappointment for all of us. If someone started a peoples bank out of principle i would transfer my wages to that bank and hope every other person i the UK would do the same and send the banks tumbling!Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-2161487576630088909.post-11643473872736381172010-07-27T09:49:01.427+01:002010-07-27T09:49:01.427+01:00Can anyone let me know what stage this case is at....Can anyone let me know what stage this case is at. I last heard that the case would continue with an Options Hearing in July and there are only 4 days left. Thanks.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-2161487576630088909.post-70497293795306007302010-07-08T21:49:59.953+01:002010-07-08T21:49:59.953+01:00My company represents bank charge claims for over ...My company represents bank charge claims for over 2000 people and have done since early 2007 and continued since the stay in July 2007 and even after the Supreme Court ruling we cannot justify closing these files. The banks are wrong and courts should make an example of them. They constantly flout the law and twist regulations to their advantage often leaving people without through large and unecessary charges.<br /><br />Whilst the OFT and the banks were at court it was disgraceful that banks could continue to levy these charges, and even to date a lot of the banks 'have plans' for reducing charges ? And why are the courts not putting some faith back in peoples hearts by bringing serious cases like this forward as quickly as possible, after all, the courts have made enough money to date out of this and it seems the only people who are suffering and not getting justice is those who the whole battle is for.<br /><br />And we know most of our clients will get their refund in one hand and the banks have the other hand out for it so it is only an exercise on paper - with justice and pride restored.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-2161487576630088909.post-59089380312671192072010-06-29T17:07:48.845+01:002010-06-29T17:07:48.845+01:00Mike I too wish to add my good wishes to the work ...Mike I too wish to add my good wishes to the work you are doing in this matter. Having been before a court with regard to credit card charges, the consumer faces an uphill battle.<br /><br />I and others I have been in contact with and have recently raised these points with the Nationwide and they refuse to accept either argument. They are also forgetting they have a slightly different position being a mutual.<br /><br />Best of luck next month and will be watching with interest.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-2161487576630088909.post-35434224296983909712010-06-27T22:27:27.161+01:002010-06-27T22:27:27.161+01:00Very interesting to hear what the banks defences a...Very interesting to hear what the banks defences are Mike, considering its generally assumed that the unfair relationship applies to any agreement and not just regulated agreements. Even the interpretation section of this defines any credit agreement as any agreement between an individual (the debtor) and the creditor, who provides the debtor with credit of any amount. And the only exemption it expressly make in S141 is in relation agreements secured by land mortgages Are they, therefore, arguing it only applies to regulated agreements? Also S14 of Schedule 3 makes it sort of clear the unfair relationship test can be used for agreements entered in to before the commencement of the unfair relationship test. So I take it they are saying it cant?<br /><br />This case looks like it could be very significant not only in relation to bank charges, but also the operation of the unfair relationship test. It seems they are challenging what to date has been assumed understood. <br /><br />Looks like it will be interesting.Alan McIntoshnoreply@blogger.comtag:blogger.com,1999:blog-2161487576630088909.post-70404307767385600612010-06-27T06:01:41.227+01:002010-06-27T06:01:41.227+01:00Is this case still going forward?Is this case still going forward?Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-2161487576630088909.post-22342248078138799922010-06-21T18:27:41.194+01:002010-06-21T18:27:41.194+01:00Agree wholeheartedly! Great work GLC, perhaps his...Agree wholeheartedly! Great work GLC, perhaps history in the making and the long awaited balance restored between the bankers and the everyday person.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-2161487576630088909.post-21609125063001685092010-06-20T08:54:18.309+01:002010-06-20T08:54:18.309+01:00I want to commend GLC for the courage in pursuing ...I want to commend GLC for the courage in pursuing this case. It is very uncommon for UK law firms to fight to support UK consumers. I salute your support for citizens' justice. On behalf of millions of UK consumers, THANK YOU very much.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-2161487576630088909.post-14172663708001762472010-06-19T01:10:50.984+01:002010-06-19T01:10:50.984+01:00What date is the proposed hearing next month?What date is the proposed hearing next month?andrew smithnoreply@blogger.comtag:blogger.com,1999:blog-2161487576630088909.post-68957750894022743822010-06-19T01:09:14.008+01:002010-06-19T01:09:14.008+01:00What date next month will the hearing take place?What date next month will the hearing take place?Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-2161487576630088909.post-83025604126250506552010-06-18T19:19:47.894+01:002010-06-18T19:19:47.894+01:00Well done so far GLC. Thousands of us are "b...Well done so far GLC. Thousands of us are "banking" on you. Good luck next month. Will you let us know when an exact date has been fixed and where the case will be heard?<br /><br />Do you expect the case to last several hours, days, weeks or months?Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-2161487576630088909.post-19312028722809503432010-06-18T17:49:00.458+01:002010-06-18T17:49:00.458+01:00No, only the decision of a higher court can do tha...No, only the decision of a higher court can do that, in the sense of a formal legal precedent that binds other courts. But if we can persuade a court to rule the banks new lines of defences are irrelevant or incompetent in law, that will mean it is possible to claim back unfair charges; and the know-how on how to do this will be disseminated by GLC in the public interest, so UK citizens can obtain redress. This isn't easy, but it's possible.Govan Law Centrehttps://www.blogger.com/profile/16762550025515603148noreply@blogger.comtag:blogger.com,1999:blog-2161487576630088909.post-61554207089458363932010-06-18T12:58:56.009+01:002010-06-18T12:58:56.009+01:00Does this mean that any decision will create a leg...Does this mean that any decision will create a legal 'precedent'ken herbertnoreply@blogger.com